Accidents and Insurance Claims

Explosion Damage

An explosion can happen suddenly and without warning, taking a property owner by surprise and creating a situation where repairs can take months or even years to complete. A thorough investigation will be required, policy coverage will have to be assessed in detail, and you’ll want to have an experienced public adjuster to get you a fair assessment. The involvement of a qualified, experienced property claims adjuster at the onset will go a long way to easing the process for everyone involved.

At Michael A. Mosel, Public Adjusters, we’ve handled claims of this type and can help you find a satisfactory resolution for your claim.

Fire Damage

Property Damage Insurance Claims AdjusterExperience a loss due to fire can be personally devastating and the aftermath often requires split-second decision-making that a traumatized property owner might struggle with. The stress and emotional confusion that often accompany a major fire event can leave you ill-equipped to deal with the complicated insurance claims process. You’ll need a public adjuster to assess your claim whether it be a natural disaster claim or accident claim.

Let the professional insurance claim adjuster team at Michael A. Mosel, Public Adjusters take over for you and take that added stress off of your plate. We’ll bring many years of knowledge and expertise to the negotiation table and use it all on your behalf. You can concentrate on recovery, while we concentrate on reimbursement. Once the smoke clears, you’ll be glad to have an independent adjuster on your side.


Over the years (and especially in areas of high development), collapse damage and loss have become common types of insurance claims. Michael A. Mosel, Public Adjusters has experience working with these claims, and we’ve had a number of successful negotiations in this category.

Whether your property has suffered collapse due to hidden decay or vibrations from nearby construction or demolition, Our insurance claims adjusters can help you identify the creative tricks insurance carriers have started to employ in these kinds of claims (like strictly limiting definitions and complicating qualification requirements), and navigate your way around them.

Plumbing Leaks

Among the ten most common types of insurance claims, plumbing leaks happen often and sometimes without warning. Broken pipes, toilet overflows, and appliances that leak are often the reasons behind them. The damage resulting from a plumbing leak can sometimes be catastrophic to a property and require months to repair entirely.

Our independent claims adjusters can help you understand the difference between regular plumbing leaks and “black water loss” (damage from sewage water discharge, often requiring more extensive repairs), the proper drying processes  for each, and the policy language tricks that many insurance carriers are using to get around your coverage.

Whatever the size or type of leak your property has suffered, Michael A. Mosel, Public Adjusters can help you recoup the cost and get back on the road to recovery.